Q3 2021 Komercni Banka as Earnings Call Transcript
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Okay. Good afternoon, everyone. Let me welcome you to the presentation of the results of Komercnà banka for first 9 months of 2021, this time also with an update on deliveries in the implementation of KB Change 2025 strategic plan. It is 4th of November 2021. Let me remind you that this call is being recorded.
We are going to have the full Management Board today with us. So our speakers today will be Jan Juchelka, Chairman of the Board and CEO of Komercnà banka. He will be followed by Jirà Šperl, Chief Financial Officer; Didier Colin, Chief Risk Officer; Miroslav Hirsl, Head of Retail Banking; David Formanek, Head of Corporate and Investment Banking; Jitka Haubová, Chief Operating Officer; and Margus Simson, Chief Digitalization Officer.
As usually, we will begin with the presentation, which then will be followed by a question-and-answer session. (Operator Instructions) Of course, there will be an opportunity to ask questions later.
So now I would like to hand over to the CEO, Jan Juchelka. Thank
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