Q3 2021 Powszechny Zaklad Ubezpieczen SA Earnings Call Transcript
[Interpreted] Good afternoon, everybody. I am extremely pleased to welcome you to the wrap up, the recap of PZU Group's financial results in 3Q '21. As a matter of traditional practice, we always have a problem with the clicker. Let's hope that this is a good omen. As always, I'll try to walk you through the recap. I'll try to give you -- paint the broader picture of the marketplace to say what's happened on the marketplace. And of course, this has an influence, affects our results and our efforts as well as the execution of the strategy we announced this year.
We'll also talk a bit later about the results -- the consolidated results as well as in the individual business lines. And what all of that means for the avenue that we selected when we talked to you about the strategy up until 2024.
Let's kick off then with a recap. So we're wrapping up Q3. We have a pretty high ROE of 17.7 percentage points in Q3. And in the first 3 quarters, it's almost 18%. And so this, of course, is clearly a reason for
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