Q3 2022 Gruppo MutuiOnline SpA Earnings Call Transcript
Good afternoon. This is the Chorus Call conference operator. Welcome, and thank you for joining the presentation of Gruppo MutuiOnline Third Quarter 2022 Results Conference Call. (Operator Instructions) At this time, I would like to turn the conference over to Mr. Alessandro Fracassi, CEO; and Mr. Francesco Masciandaro, CFO. Please go ahead.
Good evening, everyone. First of all, let me explain why Marco, our Chairman, is not with us. He, unfortunately, got stuck on the [side] that has been significantly delayed. It was supposed obviously to be sharing this call as always. He physically cannot do it. I will be doing most of the talking -- and yes, you will have to bear patients with me on some of the stuff that here we are. So as always, we will use the presentation that was published recently on our website, and we will start from Page 16, where we have the highlights of the results. 1st of the third quarter and then on the 9 months. And then first as the whole group and then we'll get
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