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Q4 2021 DNB Bank ASA Earnings Call Transcript
Hello, and welcome to the DNB Q4 2021 Conference Call. My name is Ja, and I'll be your coordinator for today's event. (Operator Instructions) I will now hand over to your host, Rune Helland, to begin today's call. Thank you.
Thank you very much, and hello, everyone, and I'm very happy to welcome you to DNB's Fourth Quarter Analyst Call, here in Oslo. In addition to the CEO, Kjerstin; and CFO, Ida, we have also the Head of Personal Banking, Ingjerd; and Head of Wealth, Hakon; and also the Head of the DNB Market, Alex. So they will be here to answer your questions.
Before we start the Q&A, Kjerstin would like to give you some of the highlights for the quarter. So please, Kjerstin?
Thank you, Rune, and thank you all for joining the call with us this afternoon for the presentation of our fourth quarter results for the year 2021. I thought I'd start by sharing a few highlights.
All in all, the quarter
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