Q3 2019 UniCredit SpA Earnings Call Transcript
Good morning. This is the Chorus Call conference operator. Welcome, and thank you for joining the UniCredit Group Third Quarter 2019 Financial Results Presentation. (Operator Instructions) At this time, I would like to turn the conference over to Mr. Jean-Pierre Mustier, UniCredit Group's Chief Executive Officer. Please go ahead, sir.
Thank you very much. Good morning to all of you, and welcome to our third quarter 2019 call. Before we start, I would like to recall the profound sadness we all felt at the sudden passing of our esteem Chairman, Fabrizio Saccomanni, in August 2019, just one day after our last result call. I have personally lost a friend of great intelligence and humanity, highly competent with a fine sense of humor and wit. UniCredit has also lost a Chairman who expertly guided the Board through a period of intensive challenges, always maintaining a clear strategic vision and a strong sense of direction.
We welcome Cesare Bisoni, who was appointed Chairman in September. Cesare has
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