Q4 2018 Chubb Ltd Earnings Call Transcript
Good day, ladies and gentlemen, and welcome to the Chubb Limited Fourth Quarter Year-End 2018 Earnings Conference Call. Today's call is being recorded. (Operator Instructions)
For opening remarks and introductions, I would like to turn the conference over to your host, Karen Beyer, Investor Relations. Please go ahead.
Thank you, and welcome to our December 31, 2018 Fourth Quarter and Year-End Earnings Conference Call.
Our report today will contain forward-looking statements, including statements relating to company's performance and growth, pricing and business mix and economic market conditions, which are subject to risks and uncertainties, and actual results may differ materially. Please see our recent SEC filings, earnings release and financial supplement, which are available on our website at investors.chubb.com for more information on factors that could affect these matters.
We will also refer to non-GAAP financial measures, reconciliations of which to the most direct comparable GAAP
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