Q4 2018 National Bank of Greece SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I'm Constantinos, your Chorus Call operator. Welcome, and thank you for joining the National Bank of Greece conference call to present and discuss the full year 2018 financial results. (Operator Instructions) And the conference is being recorded. At this time, I would like to turn the conference over to Mr. Pavlos Mylonas, CEO of National Bank of Greece. Mr. Mylonas, you may now proceed.
Good afternoon, everyone, and good morning to those of you joining us from the U.S. Welcome to our full year financial results call. I'm joined by Ioannis Kyriakopoulos, Group CFO; George Angelides, Head of Finance; and Greg Papagrigoris, Head of IR. After my introductory remarks, the CFO will go into more detail on our financial performance, and then we'll turn to Q&A.
So let's begin. First a few words on the background in which the bank operates. The Greek economy continues to strengthen led by exports from an increasingly
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