Q4 2021 HDFC Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good evening, and welcome to HDFC Bank Limited's Q4 FY '21 earnings conference call on the financial results, presented by the management of HDFC Bank.
(Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Srinivasan Vaidyanathan, Chief Financial Officer, HDFC Bank.
Thank you. And over to you, sir.
Okay. So thank you, Steven. I appreciate calling -- all of you calling in today, apologize it was 5 minutes delayed. People are still getting in, but we'll get going.
I do want to start -- use this time to start with some environmental context how we operated in the recent quarter. That gives you a good backdrop of what some of those results are. You know that, in 4Q, the high-frequency data remained robust, right? For most part and certainly for the early part, it was quite robust, as we saw, particularly the consumer durables production, good growth, 6-odd percent, reflecting that the consumption
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