Business Description
The Hartford Financial Services Group Inc
NAICS : 524126
SIC : 6331
ISIN : US4165151048
Description
The Hartford Financial Services Group Inc offers a diverse range of property and casualty insurance, group benefits, and mutual fund services to a customer base of individuals and corporations. It operates in five segments: Commercial Lines, Personal Lines, Property & Casualty Other Operations, Group Benefits, and Hartford Funds, as well as a Corporate category.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.06 | |||||
| Equity-to-Asset | 0.2 | |||||
| Debt-to-Equity | 0.28 | |||||
| Debt-to-EBITDA | 1.08 | |||||
| Interest Coverage | 17.81 | |||||
| Piotroski F-Score | 9/9 | |||||
| Beneish M-Score | -2.5 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 11.5 | |||||
| 3-Year EBITDA Growth Rate | 14.6 | |||||
| 3-Year EPS without NRI Growth Rate | 21.1 | |||||
| 3-Year FCF Growth Rate | 7.3 | |||||
| 3-Year Book Growth Rate | -0.4 | |||||
| Future 3-5Y Total Revenue Growth Rate | 5.44 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Payout Ratio | 0.19 | |||||
| 3-Year Dividend Growth Rate | 10.3 | |||||
| 3-Year Average Share Buyback Ratio | 5.9 | |||||
| Shareholder Yield % | 6.52 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 10.96 | |||||
| FCF Margin % | 17.04 | |||||
| ROE % | 18.65 | |||||
| ROA % | 3.61 | |||||
| ROIC % | 3.82 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.43 | |||||
| Forward PE Ratio | 9.68 | |||||
| PE Ratio without NRI | 10.74 | |||||
| Shiller PE Ratio | 24.73 | |||||
| Price-to-Owner-Earnings | 7.48 | |||||
| PEG Ratio | 1.1 | |||||
| PS Ratio | 1.24 | |||||
| PB Ratio | 1.97 | |||||
| Price-to-Tangible-Book | 2.38 | |||||
| Price-to-Free-Cash-Flow | 7.27 | |||||
| Price-to-Operating-Cash-Flow | 6.92 | |||||
| EV-to-EBIT | 9.64 | |||||
| EV-to-EBITDA | 8.43 | |||||
| EV-to-Revenue | 1.38 | |||||
| EV-to-Forward-Revenue | 1.19 | |||||
| EV-to-FCF | 8.08 | |||||
| Price-to-Projected-FCF | 0.51 | |||||
| Price-to-DCF (Earnings Based) | 0.45 | |||||
| Price-to-DCF (FCF Based) | 0.22 | |||||
| Price-to-Median-PS-Value | 1.15 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.06 | |||||
| Price-to-Graham-Number | 1.07 | |||||
| Earnings Yield (Greenblatt) % | 10.37 | |||||
| FCF Yield % | 14.23 | |||||
| Forward Rate of Return (Yacktman) % | 21.35 |
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