Full Year 2020 Intesa Sanpaolo SpA Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the conference call of Intesa Sanpaolo for the presentation of the 2020 full year results hosted today by Mr. Carlo Messina, Chief Executive Officer. My name is Margaret, and I will be your coordinator for today's conference. (Operator Instructions) Today's conference is being recorded.
At this time, I would like to hand the call over to Mr. Carlo Messina. Sir, you may begin.
Thank you. Good afternoon, ladies and gentlemen, and welcome to our full Year 2020 results conference call. This is Carlo Messina, Chief Executive; and I'm here with Stefano Del Punta, CFO; and Marco Delfrate and Andrea Tamagnini, Investor Relations Officers. Let me once again express my sorrow for all those affected by the pandemic.
Looking at Intesa Sanpaolo, our robust and profitable business model has outdelivered even under stress, exceeding our 2020 net income target of EUR 3 billion. Resilient profitability and best-in-class efficiency
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