Business Description
The Western Union Co
NAICS : 522320
SIC : 7389
ISIN : US9598021098
Description
Western Union provides domestic and international money transfers through its global network of about 600,000 outside agents. The company handled over 270 million transactions in 2023 and is the largest money transfer company in the world.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.1 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 5.98 | |||||
| Debt-to-EBITDA | 2.7 | |||||
| Interest Coverage | 6.81 | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 0.99 | |||||
| Beneish M-Score | -2.98 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 0.2 | |||||
| 3-Year EBITDA Growth Rate | -1.2 | |||||
| 3-Year EPS without NRI Growth Rate | -0.9 | |||||
| 3-Year FCF Growth Rate | -0.5 | |||||
| 3-Year Book Growth Rate | 44.4 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 3.53 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 87.18 | |||||
| 9-Day RSI | 71.73 | |||||
| 14-Day RSI | 64.17 | |||||
| 6-1 Month Momentum % | 2.03 | |||||
| 12-1 Month Momentum % | 3.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 0.86 | |||||
| Quick Ratio | 0.86 | |||||
| Cash Ratio | 0.53 | |||||
| Days Sales Outstanding | 152.03 | |||||
| Days Payable | 57.15 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 7.15 | |||||
| Dividend Payout Ratio | 0.57 | |||||
| 3-Year Dividend Growth Rate | 1.5 | |||||
| Forward Dividend Yield % | 7.47 | |||||
| 5-Year Yield-on-Cost % | 9 | |||||
| 3-Year Average Share Buyback Ratio | 5.2 | |||||
| Shareholder Yield % | 22 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 37.91 | |||||
| Operating Margin % | 17.65 | |||||
| Net Margin % | 13.64 | |||||
| FCF Margin % | 10.52 | |||||
| ROE % | 113.71 | |||||
| ROA % | 7.16 | |||||
| ROIC % | 11.52 | |||||
| ROC (Joel Greenblatt) % | 688.96 | |||||
| ROCE % | 20.17 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.33 | |||||
| Forward PE Ratio | 6.71 | |||||
| PE Ratio without NRI | 7.29 | |||||
| Shiller PE Ratio | 6.95 | |||||
| Price-to-Owner-Earnings | 12.98 | |||||
| PS Ratio | 0.99 | |||||
| PB Ratio | 9.16 | |||||
| Price-to-Free-Cash-Flow | 9.64 | |||||
| Price-to-Operating-Cash-Flow | 7.54 | |||||
| EV-to-EBIT | 4.74 | |||||
| EV-to-Forward-EBIT | 4.63 | |||||
| EV-to-EBITDA | 3.85 | |||||
| EV-to-Forward-EBITDA | 3.77 | |||||
| EV-to-Revenue | 0.88 | |||||
| EV-to-Forward-Revenue | 0.9 | |||||
| EV-to-FCF | 8.24 | |||||
| Price-to-Projected-FCF | 0.67 | |||||
| Price-to-Median-PS-Value | 0.58 | |||||
| Earnings Yield (Greenblatt) % | 21.1 | |||||
| FCF Yield % | 11.32 | |||||
| Forward Rate of Return (Yacktman) % | 6.78 |
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