Full Year 2019 Credit Agricole SA Earnings Call Transcript
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Okay. So we are just starting this conference. Thank you so much for being connected or present to this conference. It's really a great pleasure for Jerome and me to present you today record performances for Crédit Agricole and Crédit Agricole S.A. for 2019.
Jerome will present you in a few minutes the key financial figures and many details about that, of course. But let me, during my introducing speech, try to stress, there is absolutely no discrepancy between this challenging environment on which we often speak about, tougher conditions, about rates, about several kind of threats, about this high level of uncertainties. And the fact that, on the other hand, we present very high performances, very homogeneous, very rigorous and, I add, lasting very high performances.
I would like to stress this point. There is no discrepancy because, I would like to explain you, according to us, probably, the 3 main characteristics of our model, explaining that on the lasting situation or something I could speak, I could
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