Q3 2020 Intesa Sanpaolo SpA Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the Intesa Sanpaolo Third Quarter 2020 Results Call hosted today by Mr. Carlo Messina, Chief Executive Officer. My name is Keith, and I will be your coordinator for today's conference.
At the end of the presentation, there will be a Q&A session. (Operator Instructions). Today's conference is being recorded.
At this time, I would like to hand the call over to Mr. Carlo Messina. Sir, you may begin.
Thank you. Good afternoon, ladies and gentlemen, and welcome to our 9-month results conference call. This is Carlo Messina, Chief Executive, and I'm on this call together with Stefano Del Punta, CFO; Marco Delfrate and Andrea Tamagnini, Investor Relations Officers.
Today, our team and all of you are joining this call from places that are affected by the second wave of COVID. Before I get into our results, I want to express my sorrow for everyone suffering or who has lost someone because of this virus. Please
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