Q4 2021 M&T Bank Corp Earnings Call Transcript
Good morning, and welcome to the M&T Bank Fourth Quarter and Full Year 2021 Earnings Conference Call, (Operator Instructions) Today's call is being recorded.
(Operator Instructions) I would now like to introduce Brian Klock, Head of Market and Investor Relations. Please go ahead.
Thank you, Britney, and good morning. I would like to thank everyone for participating in M&T's Fourth Quarter 2021 Earnings Conference Call both by telephone and through the webcast. Joining on the call today are Darren King, M&T's Chief Financial Officer; and Don MacLeod, M&T's outgoing Director of Investor Relations, who will be retiring after our annual meeting of shareholders in April. As he has done for the past 17-plus years, let me turn the call over to Don to read our disclaimers.
Thank you, Brian. If you have not read the earnings release we issued this morning, you may access it along with the financial tables
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