Business Description
Southern Missouri Bancorp Inc
NAICS : 522120
SIC : 6036
ISIN : US8433801060
Description
Southern Missouri Bancorp Inc is a us-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.35 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.26 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.5 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.5 | |||||
| 3-Year EPS without NRI Growth Rate | 8.8 | |||||
| 3-Year FCF Growth Rate | 12.2 | |||||
| 3-Year Book Growth Rate | 11.6 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 84.86 | |||||
| 9-Day RSI | 78.1 | |||||
| 14-Day RSI | 73.19 | |||||
| 6-1 Month Momentum % | -16.63 | |||||
| 12-1 Month Momentum % | 2.11 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.68 | |||||
| Dividend Payout Ratio | 0.18 | |||||
| 3-Year Dividend Growth Rate | 11.9 | |||||
| Forward Dividend Yield % | 1.68 | |||||
| 5-Year Yield-on-Cost % | 3.41 | |||||
| 3-Year Average Share Buyback Ratio | -7.5 | |||||
| Shareholder Yield % | -2.54 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 31.33 | |||||
| FCF Margin % | 41.27 | |||||
| ROE % | 11.42 | |||||
| ROA % | 1.16 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.89 | |||||
| PE Ratio without NRI | 10.89 | |||||
| Shiller PE Ratio | 13.19 | |||||
| Price-to-Owner-Earnings | 7.41 | |||||
| PEG Ratio | 0.93 | |||||
| PS Ratio | 3.39 | |||||
| PB Ratio | 1.18 | |||||
| Price-to-Tangible-Book | 1.41 | |||||
| Price-to-Free-Cash-Flow | 8.22 | |||||
| Price-to-Operating-Cash-Flow | 7.3 | |||||
| EV-to-Revenue | 3.14 | |||||
| EV-to-FCF | 7.22 | |||||
| Price-to-Projected-FCF | 0.53 | |||||
| Price-to-DCF (Earnings Based) | 0.52 | |||||
| Price-to-DCF (FCF Based) | 0.26 | |||||
| Price-to-Median-PS-Value | 0.99 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.96 | |||||
| Price-to-Graham-Number | 0.83 | |||||
| FCF Yield % | 12.12 | |||||
| Forward Rate of Return (Yacktman) % | 22.57 |
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