Q4 2020 National Bank of Greece SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I am Yota, your Chorus Call operator. Welcome, and thank you for joining the National Bank of Greece conference call to present and discuss the full year 2020 financial results. (Operator Instructions) And the conference is being recorded. (Operator Instructions)
At this time, I would like to turn the conference over to Mr. Pavlos Mylonas, CEO of National Bank of Greece. Mr. Mylonas, you may now proceed.
Good afternoon, everyone, and good morning to those of you joining from the United States. Welcome to our full year '20 financial results call. I'm joined by Christos Christodoulou, Group CFO; and Greg Papagrigoris, Head of IR. After my introductory remarks, Christos will go into more detail on our financial performance, and then we will turn to Q&A.
So let's begin. A few words on the economic backdrop. There's clearly a sense of optimism due to the knowledge that vaccines will soon permit a return to
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