Q4 2020 Access Bank Plc Earnings Call Transcript
Good day, ladies and gentlemen, and welcome to the Access Bank Plc FY 2020 Investors and Analyst Conference Call. (Operator Instructions) Please note that this conference is being recorded. I'd now like to hand the conference over to Mr. Herbert Wigwe. Please go ahead, sir.
Thank you very much, Julie, and good afternoon, ladies and gentlemen. You're all welcome to Access Bank's Full Year 2020 Earnings Call. Let me start by thanking you all for dialing to our investor call. We have earlier prepared a detailed presentation slide to share with you now. On the call with me today are Roosevelt Ogbonna, who is our Group Deputy Managing Director; Greg Jobome, who is Executive Director of Risk Management; Ade Bajomo, our Executive Director, IT and Operations; Victor Etuokwu, our Executive Director of Personal Banking; Chizoma Okoli, our Executive Director of Business Banking; Hadiza Ambursa, Executive Director, Commercial Banking North; and Mr. Seyi Kumapayi, who is our Executive Director
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