Q4 2019 HDFC Life Insurance Company Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the FY '19 Earnings Results Conference Call of HDFC Life. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Vibha Padalkar, MD and CEO. Thank you, and over to you, ma'am.
Good afternoon, everyone. Thank you for joining us for the discussion on our results for the year ended March 31, 2019. Our results, including the investor presentation, press release and regulatory disclosures, are already available on our website as well as that of the stock exchanges.
I have with me Suresh Badami, Executive Director; Niraj Shah, CFO; Srinivasan Parthasarathy, our Appointed Actuary; and Kunal Jain from Investor Relations. I will spend the next few minutes running through the key highlights of our FY '19 results and would be happy to take questions post that.
Starting with an update on business performance. This year, we drove an increase in the contribution
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