Q2 2023 Kotak Mahindra Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Kotak Mahindra Bank's Q2 FY '23 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Uday Kotak. Thank you, and over to you, sir.
Good afternoon, friends. And first of all, I wish all of you a very happy Dhanteras and a wonderful Diwali. As we look at Kotak Mahindra Bank second quarter numbers, I would like to first start by saying that we're in one of the most amazingly benign credit cycles I have seen for a long time. And it is just truly amazing how the credit cycle is going, and I hope that this cycle continues as we go forward despite the increasing interest rate scenario as we move forward.
Talking specifically about Kotak Bank, you would have seen our credit slippages numbers as well as NPAs and credit costs are continuing to be extremely low. And we do believe, at least at this stage of the cycle, we
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