Q4 2019 Manappuram Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to Manappuram Finance Q4 FY '19 Earnings Conference Call hosted by Prabhudas Lilladher Private Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Shweta Daptardar from Prabhudas Lilladher Private Limited. Thank you, and over to you, ma'am.
Thank you, Nirav. On behalf of Prabhudas Lilladher, I welcome you all to the Q4 FY '19 earnings call of Manappuram Finance. We have with us today the management represented by Mr. VP Nandakumar, MD and CEO; Ms. Bindhu A. L., CFO; Mr. Raja Vaidhyanathan, MD, Asirvad Microfinance; Mr. Kamalakar, CEO, Manappuram Insurance Broker.
I would now like to hand over the call to management for opening remarks, post which we can open the floor for Q&A. Over to you, sir.
Thank you.
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