Q3 2023 Punjab National Bank Earnings Call Transcript
So good evening, everyone. Thanks for joining the call. On behalf of B&K Securities, we welcome you to Punjab National Bank 3Q FY '23 post result conference call. We have with us today the management team of Punjab National Bank, represented by Mr. Atul Kumar Goel, MD and CEO, sir, and all the Executive Directors and all senior officials of the bank. I would now request MD and CEO, sir, to start the call with his opening remarks on 3Q FY '23 results, post which we will start the Q&A session. Thank you, and over to you, sir.
Thank you very much, good afternoon Suraj and Mundhra also. Before I give the -- I welcome all the team from the analysts who are attending this call. Before I comment on the current quarter result of the 9 months ended 2022, I would like to tell all of you, please review the last 4 quarter results from the March '22, June '22 and September '22, December '22, you will find
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