Q3 2023 Indiabulls Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Indiabulls Housing Finance Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
To discuss the financial performance of Indiabulls Housing Finance and to address your queries, we have with us Mr. Gagan Banga, Vice Chairman, MD and CEO; Mr. Ramnath Shenoy, Head IR and Analytics; Mr. Sachin Chaudhary, Chief Operating Officer; Mr. Mukesh Garg, Chief Financial Officer; Mr. Ashwin Mallick, Head Treasury; Mr. Hemal Zaveri, Head Banking; Mr. Veekesh Gandhi, Head Markets.
I now hand the conference over to Mr. Gagan Banga. Thank you, and over to you, sir.
Thank you. A very good day to all of you, and welcome to the quarter 3 fiscal '23 earnings call. Our overreaching theme and the takeaways we want to leave with you all are as following. Point number one, our asset-light model is working and firing on all cylinders; point number 2, balance sheet is a fortress balance sheet with
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