Business Description
Spandana Sphoorty Financial Ltd
ISIN : INE572J01011
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Traded in other countries / regions
542759.India IPO Date
2019-08-19Description
Spandana Sphoorty Financial Ltd is a rural-focused non-banking financial company with a geographically diversified presence in India. It offers income generation loans under the joint liability group model, predominantly to women from low-income households in rural areas. Further, it also offers, Gold loans, Interim loans, Loan against Property, and others. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.19 | |||||
| Equity-to-Asset | 0.27 | |||||
| Debt-to-Equity | 2.59 | |||||
| Debt-to-EBITDA | 12.05 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 0.93 | |||||
| Beneish M-Score | -0.77 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.5 | |||||
| 3-Year EBITDA Growth Rate | 39.9 | |||||
| 3-Year EPS without NRI Growth Rate | -2 | |||||
| 3-Year FCF Growth Rate | -11.4 | |||||
| 3-Year Book Growth Rate | 6.1 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 18.99 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 10.79 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 41.83 | |||||
| 9-Day RSI | 42.63 | |||||
| 14-Day RSI | 40.81 | |||||
| 6-1 Month Momentum % | -32.01 | |||||
| 12-1 Month Momentum % | -24.9 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.44 | |||||
| Quick Ratio | 1.44 | |||||
| Cash Ratio | 0.27 | |||||
| Days Inventory | 0.33 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -3.5 | |||||
| Shareholder Yield % | -82.78 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 41.07 | |||||
| Operating Margin % | 31.41 | |||||
| Net Margin % | 18.08 | |||||
| FCF Margin % | -113.08 | |||||
| ROE % | 12.97 | |||||
| ROA % | 3.85 | |||||
| ROIC % | 5.81 | |||||
| 3-Year ROIIC % | -1.14 | |||||
| ROC (Joel Greenblatt) % | 1345.29 | |||||
| ROCE % | 9.86 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.87 | |||||
| Forward PE Ratio | 7.47 | |||||
| PE Ratio without NRI | 6.5 | |||||
| Shiller PE Ratio | 12.63 | |||||
| PS Ratio | 1.79 | |||||
| PB Ratio | 1.17 | |||||
| Price-to-Tangible-Book | 1.2 | |||||
| EV-to-EBIT | 15.73 | |||||
| EV-to-EBITDA | 15.29 | |||||
| EV-to-Revenue | 4.95 | |||||
| EV-to-FCF | -4.39 | |||||
| Price-to-Graham-Number | 0.63 | |||||
| Earnings Yield (Greenblatt) % | 6.36 | |||||
| FCF Yield % | -63.06 | |||||
| Forward Rate of Return (Yacktman) % | -45.81 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Spandana Sphoorty Financial Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 24,164.31 | ||
| EPS (TTM) (₹) | 60.39 | ||
| Beta | 0.59 | ||
| Volatility % | 31.68 | ||
| 14-Day RSI | 40.81 | ||
| 14-Day ATR (₹) | 16.863121 | ||
| 20-Day SMA (₹) | 612.4975 | ||
| 12-1 Month Momentum % | -24.9 | ||
| 52-Week Range (₹) | 586.35 - 1243.2 | ||
| Shares Outstanding (Mil) | 71.31 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Spandana Sphoorty Financial Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Spandana Sphoorty Financial Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Spandana Sphoorty Financial Ltd Frequently Asked Questions
What is Spandana Sphoorty Financial Ltd(NSE:SPANDANA)'s stock price today?
The current price of NSE:SPANDANA is ₹602.60. The 52 week high of NSE:SPANDANA is ₹1243.20 and 52 week low is ₹586.35.
When is next earnings date of Spandana Sphoorty Financial Ltd(NSE:SPANDANA)?
The next earnings date of Spandana Sphoorty Financial Ltd(NSE:SPANDANA) is .
Does Spandana Sphoorty Financial Ltd(NSE:SPANDANA) pay dividends? If so, how much?
Spandana Sphoorty Financial Ltd(NSE:SPANDANA) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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