Business Description
![Citizens Inc Citizens Inc logo](https://static.gurufocus.com/logos/0C00000AJJ.png?14)
Citizens Inc
NAICS : 524113
SIC : 6311
ISIN : US1747401008
Share Class Description:
CIA: Class ACompare
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Traded in other countries / regions
CIA.USAYCX.Germany IPO Date
1988-12-30Description
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. the Company derives its revenues principally from life insurance premiums earned for insurance coverages provided to insureds in our two operating segments and net investment income. The company operates in two business segments namely the Life Insurance segment and the Home Service Insurance segment. The company majority generates revenues from Life Insurance segment.
Financial Strength
8/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | No Debt | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | No Debt | |||||
Piotroski F-Score | 7/9 | |||||
WACC vs ROIC |
Growth Rank
5/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 0.4 | |||||
3-Year FCF Growth Rate | -23.6 | |||||
3-Year Book Growth Rate | -16.5 | |||||
Future 3-5Y Total Revenue Growth Rate | 4.42 |
Momentum Rank
9/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 62.07 | |||||
9-Day RSI | 51.54 | |||||
14-Day RSI | 49.93 | |||||
6-1 Month Momentum % | 5.58 | |||||
12-1 Month Momentum % | 15.92 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History |
---|
Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 0.6 | |||||
Shareholder Yield % | 0.53 |
Profitability Rank
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Net Margin % | 9.94 | |||||
FCF Margin % | 8.69 | |||||
ROE % | 14.68 | |||||
ROA % | 1.48 | |||||
Years of Profitability over Past 10-Year | 4 |
GF Value Rank
9/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 5.94 | |||||
Forward PE Ratio | 9 | |||||
PE Ratio without NRI | 5.94 | |||||
Price-to-Owner-Earnings | 4.48 | |||||
PS Ratio | 0.59 | |||||
PB Ratio | 0.71 | |||||
Price-to-Tangible-Book | 0.71 | |||||
Price-to-Free-Cash-Flow | 6.71 | |||||
Price-to-Operating-Cash-Flow | 6.58 | |||||
EV-to-Revenue | 0.46 | |||||
EV-to-Forward-Revenue | 0.46 | |||||
EV-to-FCF | 5.33 | |||||
Price-to-Projected-FCF | 0.21 | |||||
Price-to-Median-PS-Value | 0.42 | |||||
Price-to-Graham-Number | 0.43 | |||||
FCF Yield % | 15.21 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return %
Total Annual Return %
Citizens Inc Executives
DetailsAnalyst Estimate
Key Statistics
Name | Value | ||
---|---|---|---|
Revenue (TTM) (Mil $) | 242.478 | ||
EPS (TTM) ($) | 0.47 | ||
Beta | 0.41 | ||
Volatility % | 49.07 | ||
14-Day RSI | 49.93 | ||
14-Day ATR ($) | 0.170558 | ||
20-Day SMA ($) | 2.7535 | ||
12-1 Month Momentum % | 15.92 | ||
52-Week Range ($) | 1.78 - 3.69 | ||
Shares Outstanding (Mil) | 49.63 |
Piotroski F-Score Details
Year:
Component | Result | ||
---|---|---|---|
Piotroski F-Score | 7 | ||
Positive ROA | |||
Positive CFROA | |||
Higher ROA yoy | |||
CFROA > ROA | |||
Lower Leverage yoy | |||
Higher Current Ratio yoy | |||
Less Shares Outstanding yoy | |||
Higher Gross Margin yoy | |||
Higher Asset Turnover yoy |
Citizens Inc Filings
Filing Date | Document Date | Form | ||
---|---|---|---|---|
No Filing Data |
Citizens Inc Stock Events
Event | Date | Price($) | ||
---|---|---|---|---|
No Event Data |
Citizens Inc Frequently Asked Questions
What is Citizens Inc(CIA)'s stock price today?
The current price of CIA is $2.79. The 52 week high of CIA is $3.69 and 52 week low is $1.78.
When is next earnings date of Citizens Inc(CIA)?
The next earnings date of Citizens Inc(CIA) is 2024-08-02 Est..
Does Citizens Inc(CIA) pay dividends? If so, how much?
Citizens Inc(CIA) does not pay dividend.
Press Release
Subject | Date | |||
---|---|---|---|---|
No Press Release |