Business Description
![UnitedHealth Group Inc UnitedHealth Group Inc logo](https://static.gurufocus.com/logos/0C00000CUZ.png?14)
UnitedHealth Group Inc
NAICS : 524114
SIC : 6324
ISIN : US91324P1021
Share Class Description:
UNH: Ordinary SharesCompare
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Traded in other countries / regions
UNH.USAUNH.CanadaUNHH34.BrazilUNH.MexicoUNH.GermanyUNHd.UKUNH.PeruUNH.Chile1UNH.ItalyUNH.Austria IPO Date
1991-10-10Description
UnitedHealth Group is one of the largest private health insurers, providing medical benefits to about 53 million members globally, including 5 million outside the U.S. as of mid-2023. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.
Financial Strength
7/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 0.44 | |||||
Equity-to-Asset | 0.31 | |||||
Debt-to-Equity | 0.85 | |||||
Debt-to-EBITDA | 2.53 | |||||
Interest Coverage | 9.65 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 3.52 | |||||
Beneish M-Score | -2.36 | |||||
WACC vs ROIC |
Growth Rank
10/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 14 | |||||
3-Year EBITDA Growth Rate | 13.7 | |||||
3-Year EPS without NRI Growth Rate | 16.2 | |||||
3-Year FCF Growth Rate | 9.4 | |||||
3-Year Book Growth Rate | 11.5 | |||||
Future 3-5Y EPS without NRI Growth Rate | 11.93 | |||||
Future 3-5Y Total Revenue Growth Rate | 7.41 |
Momentum Rank
5/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 83.67 | |||||
9-Day RSI | 70.95 | |||||
14-Day RSI | 63.75 | |||||
6-1 Month Momentum % | -4.68 | |||||
12-1 Month Momentum % | 3.53 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Current Ratio | 0.85 | |||||
Quick Ratio | 0.85 | |||||
Cash Ratio | 0.31 | |||||
Days Sales Outstanding | 21.07 | |||||
Days Payable | 80.09 |
Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Dividend Yield % | 1.43 | |||||
Dividend Payout Ratio | 0.29 | |||||
3-Year Dividend Growth Rate | 14.7 | |||||
Forward Dividend Yield % | 1.55 | |||||
5-Year Yield-on-Cost % | 3.13 | |||||
3-Year Average Share Buyback Ratio | 0.8 | |||||
Shareholder Yield % | 1.15 |
Profitability Rank
9/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Gross Margin % | 24.05 | |||||
Operating Margin % | 8.49 | |||||
Net Margin % | 4.05 | |||||
FCF Margin % | 2.77 | |||||
ROE % | 18.13 | |||||
ROA % | 5.47 | |||||
ROIC % | 10.02 | |||||
ROC (Joel Greenblatt) % | 230.38 | |||||
ROCE % | 14.66 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 33.38 | |||||
Forward PE Ratio | 19.37 | |||||
PE Ratio without NRI | 21.19 | |||||
Shiller PE Ratio | 35.14 | |||||
Price-to-Owner-Earnings | 167.08 | |||||
PEG Ratio | 1.56 | |||||
PS Ratio | 1.33 | |||||
PB Ratio | 5.79 | |||||
Price-to-Free-Cash-Flow | 48.89 | |||||
Price-to-Operating-Cash-Flow | 36.95 | |||||
EV-to-EBIT | 20.5 | |||||
EV-to-Forward-EBIT | 14.55 | |||||
EV-to-EBITDA | 17.69 | |||||
EV-to-Forward-EBITDA | 13.1 | |||||
EV-to-Revenue | 1.36 | |||||
EV-to-Forward-Revenue | 1.29 | |||||
EV-to-FCF | 49 | |||||
Price-to-Projected-FCF | 1.55 | |||||
Price-to-DCF (Earnings Based) | 0.79 | |||||
Price-to-DCF (FCF Based) | 1.8 | |||||
Price-to-Median-PS-Value | 1.18 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.86 | |||||
Earnings Yield (Greenblatt) % | 4.88 | |||||
FCF Yield % | 2.09 | |||||
Forward Rate of Return (Yacktman) % | 15.47 |