Q1 2022 Westpac Banking Corp Earnings Call Transcript
Good morning, and welcome to Westpac's First Quarter 2022 Conference Call. My name is Andrew Bowden, and I'm Head of Westpac's Investor Relations. Joining me are our CEO, Peter King; and our CFO, Michael Rowland. We have lodged 4 documents with the ASX this morning, a release explaining the results of the first quarter '22, a slide pack with additional detail on the results along with some information on asset quality and capital, our normal Pillar 3 report for the December quarter and announcement on changes to our organizational structure. If you haven't already, I'd encourage you to have copies of these releases handy. They're obviously lodged to the exchange, and they're also available on our website.
I'll now hand over to Peter and Michael to make some opening remarks, and then we'll invite some questions. Thank you.
Thank you, Andrew, and good morning, everyone, and thanks for joining us. Conditions have certainly remained
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