Q4 2023 Tryg A/S Earnings Call Transcript
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Good morning, everybody. My name is Gianandrea Roberti. I'm Head of Investor Relations for Tryg. We published our full year results earlier this morning, and I have here with me, Johan Brammer, Group CEO; Allan Thaysen, Group CFO; and Mikael Karrsten, Group CTO, to present the figures.
I would just like to remind everybody to ask one question at a time to allow the highest number of questions from participants.
With these words, over to you, Johan.
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Thanks a lot, Gian. And I will dive directly into Slide 3 with the financial highlights. Tryg is today reporting an insurance service result for Q4 of DKK 1.654 billion versus DKK 1.472 billion last year, primarily driven by an improved underlying performance and tight cost control. The insurance service result was impacted by higher-than-normal weather claims and a substantial drop in interest rates in
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