Q4 2022 Swedbank AB Earnings Call Transcript
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Good morning, and welcome to Swedbank's Full Year and Fourth Quarter Results Presentation. My name is Annie Ho from Investor Relations. And also on the line is our CEO, CFO and CRO; Jens Henriksson, Anders Karlsson, and Rolf Marquardt. As this is also the full year report, we will have a slightly longer presentation than usual before we open up for questions.
But with that, let me handover to Jens straightaway. Please go ahead.
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Thank you, Annie, and a warm welcome, everybody, to this presentation of Swedbank's result for 2022. It's a year marked by the pandemic, war and inflation. And in these turbulent times, we are a reliable and stable partner. We listen and use our expertise to support and help our customers with advice and financing, and contribute to financial stability for society at large.
The fourth quarter was characterized by a weaker macroeconomic outlook.
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