Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale but is also subject to increased regulatory scrutiny.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.09
Equity-to-Asset	0.63
Debt-to-Equity	0.49
Debt-to-EBITDA	3.7
Interest Coverage	0.57
Piotroski F-Score	1/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.91	Distress Grey Safe
Beneish M-Score	-2.1	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	8.7
	3-Year EBITDA Growth Rate	46.3
	3-Year EPS without NRI Growth Rate	73.2
	3-Year Book Growth Rate	10.8
	Future 3-5Y Total Revenue Growth Rate	11.1

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	12-1 Month Momentum %	29.16

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	5.92
	Quick Ratio	5.92
	Cash Ratio	0.42
	Days Sales Outstanding	123.16

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Dividend Growth Rate	-6.4
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	-6.38

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Operating Margin %	2.94
	Net Margin %	11.05
	FCF Margin %	2.77
	ROE %	6.07
	ROA %	3.89
	ROIC %	0.78
	ROC (Joel Greenblatt) %	24.21
	ROCE %	7.87
	Years of Profitability over Past 10-Year	10

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	20.84
	Forward PE Ratio	12.29
	PE Ratio without NRI	20.84
	Shiller PE Ratio	11.55
	Price-to-Owner-Earnings	9.86
	PEG Ratio	5.21
	PS Ratio	2.29
	PB Ratio	1.29
	Price-to-Tangible-Book	1.31
	Price-to-Free-Cash-Flow	83.12
	Price-to-Operating-Cash-Flow	73.74
	EV-to-EBIT	14.71
	EV-to-Forward-EBIT	9.27
	EV-to-EBITDA	13.08
	EV-to-Forward-EBITDA	8.66
	EV-to-Revenue	3.09
	EV-to-Forward-Revenue	2.77
	EV-to-FCF	112.04
	Price-to-Projected-FCF	1.63
	Price-to-Median-PS-Value	0.67
	Price-to-Graham-Number	1.1
	Earnings Yield (Greenblatt) %	6.8
	FCF Yield %	1.2
	Forward Rate of Return (Yacktman) %	4.43

Financials (Next Earnings Date:2024-07-31 Est.)

Annual Quarterly TTM

CCGFF's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:CCGFF

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Credit Corp Group Ltd Executives

Details

GF Value: $37.93

CCGFF

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with CCGFF. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	286.785
	EPS (TTM) ($)	0.464
	Beta	0
	Volatility %	29
	14-Day RSI	0
	14-Day ATR ($)	0.000007
	20-Day SMA ($)	16.21
	12-1 Month Momentum %	29.16
	52-Week Range ($)	14.35 - 16.21
	Shares Outstanding (Mil)	68.07

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	1
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Credit Corp Group Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Credit Corp Group Ltd Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Credit Corp Group Ltd Frequently Asked Questions

What is Credit Corp Group Ltd(CCGFF)'s stock price today?

The current price of CCGFF is $16.21. The 52 week high of CCGFF is $16.21 and 52 week low is $14.35.

When is next earnings date of Credit Corp Group Ltd(CCGFF)?

The next earnings date of Credit Corp Group Ltd(CCGFF) is 2024-07-31 Est..

Does Credit Corp Group Ltd(CCGFF) pay dividends? If so, how much?

Credit Corp Group Ltd(CCGFF) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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