Business Description
CSB Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US12628R1077
Description
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Stark, Tuscarawas, Wayne, and portions of surrounding counties in Ohio.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.91 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.26 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -3.3 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.8 | |||||
| 3-Year EPS without NRI Growth Rate | 12.7 | |||||
| 3-Year FCF Growth Rate | 8.9 | |||||
| 3-Year Book Growth Rate | 5.7 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 56.99 | |||||
| 9-Day RSI | 52.04 | |||||
| 14-Day RSI | 49.82 | |||||
| 6-1 Month Momentum % | 3.29 | |||||
| 12-1 Month Momentum % | 4.67 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.13 | |||||
| Dividend Payout Ratio | 0.35 | |||||
| 3-Year Dividend Growth Rate | 9.9 | |||||
| Forward Dividend Yield % | 4.29 | |||||
| 5-Year Yield-on-Cost % | 6.12 | |||||
| 3-Year Average Share Buyback Ratio | 0.9 | |||||
| Shareholder Yield % | 5.61 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.65 | |||||
| FCF Margin % | 33.49 | |||||
| ROE % | 11.07 | |||||
| ROA % | 1.01 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.46 | |||||
| PE Ratio without NRI | 8.46 | |||||
| Shiller PE Ratio | 8.91 | |||||
| Price-to-Owner-Earnings | 9.4 | |||||
| PEG Ratio | 1.26 | |||||
| PS Ratio | 2.33 | |||||
| PB Ratio | 0.9 | |||||
| Price-to-Tangible-Book | 0.94 | |||||
| Price-to-Free-Cash-Flow | 6.98 | |||||
| Price-to-Operating-Cash-Flow | 6.44 | |||||
| EV-to-Revenue | 1.7 | |||||
| EV-to-FCF | 5.25 | |||||
| Price-to-Projected-FCF | 0.44 | |||||
| Price-to-DCF (Earnings Based) | 0.45 | |||||
| Price-to-DCF (FCF Based) | 0.37 | |||||
| Price-to-Median-PS-Value | 0.8 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.49 | |||||
| Price-to-Graham-Number | 0.59 | |||||
| FCF Yield % | 14.36 | |||||
| Forward Rate of Return (Yacktman) % | 18.12 |
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