Business Description
Humm Group Ltd
ISIN : AU0000121337
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Traded in other countries / regions
HUM.AustraliaF5L.GermanyHUMGF.USA IPO Date
2007-01-17Description
Humm is a diversified finance provider with offerings centered on buy now pay later, or BNPL, credit cards and equipment finance. It facilitates purchases for over 2.7 million customers. Humm operates in Australia, New Zealand, Ireland, and Canada. While it caters for a diverse range of industries, its focus is on financing higher ticket items. Unlike the glut of new BNPL firms, Humm is established with a long operating history. Originally Flexigroup, Humm had a strategic refresh in 2019 where it has now consolidated to around four main brands in ANZ, from 20 before. In its earlier days, Humm focused on Visa and interest-free cards, lay-by, consumer leasing, commercial finance, and other payment solutions to consumers and small businesses.
Financial Strength
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 1.08 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 7.86 | |||||
Debt-to-EBITDA | 19.62 | |||||
Interest Coverage | 0.67 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 0.37 | |||||
Beneish M-Score | -1.4 | |||||
WACC vs ROIC |
Growth Rank
6/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -3.8 | |||||
3-Year EBITDA Growth Rate | 4.5 | |||||
3-Year EPS without NRI Growth Rate | -40.2 | |||||
3-Year Book Growth Rate | -4.9 | |||||
Future 3-5Y EPS without NRI Growth Rate | 48.22 | |||||
Future 3-5Y Total Revenue Growth Rate | 12.42 |
Momentum Rank
5/10
Name | Current | Vs Industry | Vs History |
---|
Liquidity Ratio
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Current Ratio | 1.08 | |||||
Quick Ratio | 1.08 | |||||
Cash Ratio | 1.05 | |||||
Days Inventory | 25.83 | |||||
Days Sales Outstanding | 135.87 | |||||
Days Payable | 622.11 |
Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Dividend Growth Rate | -31.6 | |||||
3-Year Average Share Buyback Ratio | -7.4 | |||||
Shareholder Yield % | -445.28 |
Profitability Rank
7/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Gross Margin % | 93.66 | |||||
Operating Margin % | 30.26 | |||||
Net Margin % | -2.11 | |||||
FCF Margin % | -163.18 | |||||
ROE % | -1.73 | |||||
ROA % | -0.22 | |||||
ROIC % | 2.11 | |||||
ROC (Joel Greenblatt) % | 256.74 | |||||
ROCE % | 34.03 | |||||
Years of Profitability over Past 10-Year | 8 |
GF Value Rank
4/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Forward PE Ratio | 10.16 | |||||
Shiller PE Ratio | 4.61 | |||||
PS Ratio | 0.45 | |||||
PB Ratio | 0.39 | |||||
Price-to-Tangible-Book | 0.5 | |||||
EV-to-EBIT | -0.65 | |||||
EV-to-EBITDA | -0.59 | |||||
EV-to-Revenue | -0.27 | |||||
EV-to-FCF | 0.17 | |||||
Price-to-Median-PS-Value | 0.31 | |||||
Price-to-Net-Current-Asset-Value | 0.63 | |||||
Price-to-Net-Cash | 0.96 | |||||
Earnings Yield (Greenblatt) % | -153.85 | |||||
FCF Yield % | -370.66 | |||||
Forward Rate of Return (Yacktman) % | 52.01 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Humm Group Ltd Executives
DetailsAnalyst Estimate
Key Statistics
Name | Value | ||
---|---|---|---|
Revenue (TTM) (Mil $) | 336.632 | ||
EPS (TTM) ($) | -0.014 | ||
Beta | 0 | ||
Volatility % | 0.66 | ||
14-Day RSI | 0 | ||
14-Day ATR ($) | 0 | ||
20-Day SMA ($) | 1.17 | ||
12-1 Month Momentum % | 0 | ||
52-Week Range ($) | 1.17 - 1.17 | ||
Shares Outstanding (Mil) | 491.37 |
Piotroski F-Score Details
Year:
Component | Result | ||
---|---|---|---|
Piotroski F-Score | 4 | ||
Positive ROA | |||
Positive CFROA | |||
Higher ROA yoy | |||
CFROA > ROA | |||
Lower Leverage yoy | |||
Higher Current Ratio yoy | |||
Less Shares Outstanding yoy | |||
Higher Gross Margin yoy | |||
Higher Asset Turnover yoy |
Humm Group Ltd Filings
Filing Date | Document Date | Form | ||
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No Filing Data |
Humm Group Ltd Stock Events
Event | Date | Price($) | ||
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No Event Data |
Humm Group Ltd Frequently Asked Questions
What is Humm Group Ltd(HUMGF)'s stock price today?
The current price of HUMGF is $1.17. The 52 week high of HUMGF is $1.17 and 52 week low is $1.17.
When is next earnings date of Humm Group Ltd(HUMGF)?
The next earnings date of Humm Group Ltd(HUMGF) is 2024-08-23 Est..
Does Humm Group Ltd(HUMGF) pay dividends? If so, how much?
Humm Group Ltd(HUMGF) does not pay dividend.
Press Release
Subject | Date | |||
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No Press Release |