PaySign Inc is a provider of prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing designed for businesses, consumers, and government institutions. The Company creates customized, payment solutions for clients across industries, including pharmaceutical, healthcare, hospitality, and retail. The company's revenues include fees generated from cardholder fees, interchange, card program management fees, transaction claims processing fees, and settlement income.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	3.4
Equity-to-Asset	0.17
Debt-to-Equity	0.11
Debt-to-EBITDA	0.45
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.45	Distress Grey Safe
Beneish M-Score	-0.87	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	21.2
	3-Year FCF Growth Rate	21.5
	3-Year Book Growth Rate	20.5
	Future 3-5Y Total Revenue Growth Rate Estimate	14.56

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	51.2
	9-Day RSI	52.17
	14-Day RSI	50.26
	6-1 Month Momentum %	-24.59
	12-1 Month Momentum %	50.52

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.09
	Quick Ratio	1.09
	Cash Ratio	0.08
	Days Sales Outstanding	151.93

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.8
	Shareholder Yield %	0.18

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	53.38
	Operating Margin %	2.11
	Net Margin %	14.28
	FCF Margin %	40.62
	ROE %	32.66
	ROA %	5.17
	ROIC %	1.96
	3-Year ROIIC %	16.05
	ROC (Joel Greenblatt) %	25.93
	ROCE %	4.32
	Years of Profitability over Past 10-Year	7

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	25.67
	Forward PE Ratio	27.21
	PE Ratio without NRI	25.67
	Shiller PE Ratio	192.5
	Price-to-Owner-Earnings	7.58
	PS Ratio	3.75
	PB Ratio	7.26
	Price-to-Tangible-Book	12.03
	Price-to-Free-Cash-Flow	8.94
	Price-to-Operating-Cash-Flow	6.48
	EV-to-EBIT	167.59
	EV-to-EBITDA	29.95
	EV-to-Revenue	3.53
	EV-to-Forward-Revenue	3.09
	EV-to-FCF	8.69
	Price-to-Projected-FCF	1.35
	Price-to-Median-PS-Value	1.01
	Price-to-Graham-Number	3.74
	Price-to-Net-Current-Asset-Value	22.65
	Earnings Yield (Greenblatt) %	0.6
	FCF Yield %	11.13

Financials (Next Earnings Date:2025-02-07 Est.)

Annual Quarterly TTM

PAYS's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:PAYS

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PaySign Inc Executives

Details

GF Value: $3.77

PAYS

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with PAYS. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	56.467
	EPS (TTM) ($)	0.15
	Beta	0.59
	Volatility %	56.36
	14-Day RSI	50.26
	14-Day ATR ($)	0.183871
	20-Day SMA ($)	3.81375
	12-1 Month Momentum %	50.52
	52-Week Range ($)	2.22 - 5.59
	Shares Outstanding (Mil)	53.55

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PaySign Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PaySign Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

PaySign Inc Frequently Asked Questions

What is PaySign Inc(PAYS)'s stock price today?

The current price of PAYS is $3.85. The 52 week high of PAYS is $5.59 and 52 week low is $2.22.

When is next earnings date of PaySign Inc(PAYS)?

The next earnings date of PaySign Inc(PAYS) is 2025-02-07 Est..

Does PaySign Inc(PAYS) pay dividends? If so, how much?

PaySign Inc(PAYS) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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