Prosperity Bancshares Inc at Morgan Stanley Virtual US Financials Conference Transcript
Good afternoon, everybody. I'm Ken Zerbe, the mid-cap banks' analyst at Morgan Stanley. I just want to welcome you to the 2020 Morgan Stanley Financials Conference.
Before we begin, I do need to tell you that for important disclosures, please see Morgan Stanley research disclosure website, which I'm sure you will, at morganstanley.com/researchdisclosures. If you have any questions, please reach out to your Morgan Stanley sales rep.
So our -- the panel that we're doing today right now is with Prosperity. We have David Zalman, Senior Chairman of the Board and CEO; Eddie Safady, Vice Chairman, Area Chairman of Central Texas; and Kevin Hanigan, President. Very excited to have everyone with us today. And for everyone who's on the line, I do want to remind you that if you do have any questions for any of the management of Prosperity, please just fill out the question right in the Morgan Stanley conference portal, and I'll see it very shortly thereafter.
All right. With that, let me take it over to David for
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