Q4 2022 Provident Financial Services Inc Earnings Call Transcript
Hello, and welcome to today's Provident Financial Services, Inc. Fourth Quarter Earnings Conference Call. My name is Billy, and I'll be the moderator for today's call. (Operator Instructions) I would now like to pass the conference over to our host, Adriano Duarte, Head of Investor Relations. Please go ahead.
Thank you, Billy. Good morning, everyone, and thank you for joining us for our fourth quarter earnings call. Today's presenters are President and CEO, Tony Labozzetta; and Senior Executive Vice President and Chief Financial Officer, Tom Lyons.
Before beginning the review of our financial results, we ask that you please take note of our standard caution as to any forward-looking statements that may be made during the course of today's call. Our full disclaimer is contained in this morning's earnings release, which has been posted to the Investor Relations page on our website, provident.bank. Now it's my pleasure to introduce Tony Labozzetta, who will offer his
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