Q3 2022 PennyMac Financial Services Inc Earnings Call (Pre-Recorded) Transcript
Good afternoon and welcome to the third quarter earnings discussion for PennyMac Financial Services, Inc.
The slides that accompany this discussion are available on PennyMac Financial's website at ir.pennymacfinancial.com.
Before we begin, let me remind you that our discussion contains forward-looking statements that are subject to risks identified on Slide 2 that could cause our actual results to differ materially, as well as non-GAAP measures that have been reconciled to their GAAP equivalent in our earnings presentation.
Now I'd like to begin by introducing David Spector, PennyMac Financial's Chairman and Chief Executive Officer, who will review the company's third quarter 2022 results.
Thank you, Isaac.
In the third quarter, PennyMac Financial once again delivered strong financial performance with net income of $135 million or $2.46 in earnings per share. Meaningful income contributions
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