Peoples Trust Company Of St. Albans is a banking company. The Bank provides financial services to individuals, municipalities, commercial, and non-profit customers through its branches in northwestern Vermont. The services provided by the bank are checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. The lending products of the bank are commercial, real estate, agricultural, agricultural real estate, equity, municipal, and consumer loans.

Financial Strength

6/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	No Debt
Equity-to-Asset	0.1
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	9/9	0 1 2 3 4 5 6 7 8 9
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	6.9
	3-Year EPS without NRI Growth Rate	7
	3-Year FCF Growth Rate	299.4
	3-Year Book Growth Rate	0.7

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	100
	9-Day RSI	99.76
	14-Day RSI	98.64
	6-1 Month Momentum %	1.81
	12-1 Month Momentum %	1.81

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.77
	Dividend Payout Ratio	0.2
	3-Year Dividend Growth Rate	2.6
	Forward Dividend Yield %	1.85
	5-Year Yield-on-Cost %	2.32
	3-Year Average Share Buyback Ratio	1.8
	Shareholder Yield %	2.95

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	18.02
	FCF Margin %	23.43
	ROE %	8.46
	ROA %	0.78
	Years of Profitability over Past 10-Year	6

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.95
	PE Ratio without NRI	11.95
	Price-to-Owner-Earnings	13.08
	PEG Ratio	4.98
	PS Ratio	2.15
	PB Ratio	0.96
	Price-to-Tangible-Book	0.96
	Price-to-Free-Cash-Flow	9.18
	Price-to-Operating-Cash-Flow	8.62
	EV-to-Revenue	0.62
	EV-to-FCF	2.63
	Price-to-Graham-Number	0.71
	FCF Yield %	10.92
	Forward Rate of Return (Yacktman) %	7.58

Financials

Annual Quarterly TTM

PPAL's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:PPAL

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Peoples Trust Company Of St. Albans Executives

Details

GF Value: $78.5

PPAL

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Medium warning sign with PPAL. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	15.767
	EPS (TTM) ($)	5.19
	Beta	0.1
	Volatility %	2.49
	14-Day RSI	98.64
	14-Day ATR ($)	0.002878
	20-Day SMA ($)	62
	12-1 Month Momentum %	1.81
	52-Week Range ($)	60.5 - 62
	Shares Outstanding (Mil)	0.55

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	9
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Peoples Trust Company Of St. Albans Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Peoples Trust Company Of St. Albans Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Peoples Trust Company Of St. Albans Frequently Asked Questions

What is Peoples Trust Company Of St. Albans(PPAL)'s stock price today?

The current price of PPAL is $62.00. The 52 week high of PPAL is $62.00 and 52 week low is $60.50.

When is next earnings date of Peoples Trust Company Of St. Albans(PPAL)?

The next earnings date of Peoples Trust Company Of St. Albans(PPAL) is .

Does Peoples Trust Company Of St. Albans(PPAL) pay dividends? If so, how much?

The Dividend Yield % of Peoples Trust Company Of St. Albans(PPAL) is 1.77% (As of Today), Highest Dividend Payout Ratio of Peoples Trust Company Of St. Albans(PPAL) was 0.26. The lowest was 0.2. And the median was 0.23. The Forward Dividend Yield % of Peoples Trust Company Of St. Albans(PPAL) is 1.85%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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