Q4 2022 PROG Holdings Inc Earnings Call Transcript
Good day, and thank you for standing by. Welcome to the PROG Holdings Fourth Quarter Earnings Conference Call. At this time, all participants are in listen-only mode. After the speakers' presentation, there will be a question and answer session. (Operator Instructions) Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, John Ball, Vice President, Investor Relations. Please go ahead.
Thank you, and good morning, everyone. Welcome to the PROG Holdings Fourth Quarter 2022 Earnings Call. Joining me this morning are Steve Michaels PROG Holdings, President and Chief Executive Officer and Brian Garner, our Chief Financial Officer.
Many of you have already seen a copy of our earnings release issued this morning, which is available on our investor relations website, investor.progholdings.com. During this call, certain statements we make will be forward-looking including comments regarding our expectations related to the benefits we
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