Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.66
Equity-to-Asset	0.06
Debt-to-Equity	0.96
Debt-to-EBITDA	1.47
Interest Coverage	2.79
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.69	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.1
	3-Year EBITDA Growth Rate	59.3
	3-Year EPS without NRI Growth Rate	26.7
	3-Year FCF Growth Rate	-0.7
	3-Year Book Growth Rate	1.7
	Future 3-5Y Total Revenue Growth Rate Estimate	-14.39

Momentum Rank

4/10

	Name	Current	Vs Industry		Vs History
	12-1 Month Momentum %	8.11

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-15
	Shareholder Yield %	0.77

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	9.41
	FCF Margin %	70.73
	ROE %	13.39
	ROA %	0.83
	ROIC %	3.06
	3-Year ROIIC %	18.64
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.1
	Forward PE Ratio	7.7
	PE Ratio without NRI	9.06
	Shiller PE Ratio	8.57
	Price-to-Owner-Earnings	1.21
	PEG Ratio	0.49
	PS Ratio	0.86
	PB Ratio	1.23
	Price-to-Tangible-Book	1.56
	Price-to-Free-Cash-Flow	1.21
	Price-to-Operating-Cash-Flow	1.18
	EV-to-EBIT	2.51
	EV-to-EBITDA	2.37
	EV-to-Revenue	1.08
	EV-to-FCF	1.53
	Price-to-Projected-FCF	0.19
	Price-to-DCF (Earnings Based)	0.96
	Price-to-DCF (FCF Based)	0.13
	Price-to-Median-PS-Value	0.94
	Price-to-Peter-Lynch-Fair-Value	0.41
	Price-to-Graham-Number	0.79
	Earnings Yield (Greenblatt) %	39.84
	FCF Yield %	82.61
	Forward Rate of Return (Yacktman) %	73.99

Financials (Next Earnings Date:2024-11-22 Est.)

Annual Quarterly TTM

PWZYF's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Gurus Latest Trades with OTCPK:PWZYF

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Powszechny Zaklad Ubezpieczen SA Executives

Details

GF Value: $8.56

PWZYF

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with PWZYF. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	10,277.98
	EPS (TTM) ($)	1.119
	Beta	0.25
	Volatility %	9.97
	14-Day RSI	0
	14-Day ATR ($)	0.000007
	20-Day SMA ($)	12
	12-1 Month Momentum %	8.11
	52-Week Range ($)	11.1 - 12
	Shares Outstanding (Mil)	863.52

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Powszechny Zaklad Ubezpieczen SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Powszechny Zaklad Ubezpieczen SA Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Powszechny Zaklad Ubezpieczen SA Frequently Asked Questions

What is Powszechny Zaklad Ubezpieczen SA(PWZYF)'s stock price today?

The current price of PWZYF is $12.00. The 52 week high of PWZYF is $12.00 and 52 week low is $11.10.

When is next earnings date of Powszechny Zaklad Ubezpieczen SA(PWZYF)?

The next earnings date of Powszechny Zaklad Ubezpieczen SA(PWZYF) is 2024-11-22 Est..

Does Powszechny Zaklad Ubezpieczen SA(PWZYF) pay dividends? If so, how much?

Powszechny Zaklad Ubezpieczen SA(PWZYF) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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