Gulf Union Alahlia Cooperative Insurance Co provides various insurance products and services in Saudi Arabia. Its products include medical, motor, liability, engineering, property, general accident, marine, and protection insurance.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	1.88
Equity-to-Asset	0.54
Debt-to-Equity	0.02
Debt-to-EBITDA	0.09
Interest Coverage	123.47
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-0.96	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-19.3
	3-Year FCF Growth Rate	64.7
	3-Year Book Growth Rate	5.7

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	84.38
	9-Day RSI	73.41
	14-Day RSI	66.62
	6-1 Month Momentum %	-16.74
	12-1 Month Momentum %	-1

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-19.5
	Shareholder Yield %	-0.32

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	10.43
	FCF Margin %	8.98
	ROE %	13.34
	ROA %	7.07
	ROIC %	7.58
	3-Year ROIIC %	95.72
	Years of Profitability over Past 10-Year	5

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	10.1
	PE Ratio without NRI	10.1
	Price-to-Owner-Earnings	6.8
	PS Ratio	1.05
	PB Ratio	1.27
	Price-to-Tangible-Book	1.57
	Price-to-Free-Cash-Flow	11.7
	Price-to-Operating-Cash-Flow	9.66
	EV-to-EBIT	9.09
	EV-to-EBITDA	7.58
	EV-to-Revenue	1.04
	EV-to-FCF	11.57
	Price-to-Projected-FCF	2.37
	Price-to-Median-PS-Value	0.86
	Price-to-Graham-Number	0.84
	Earnings Yield (Greenblatt) %	11
	FCF Yield %	8.55

Financials

Annual Quarterly TTM

SAU:8120's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Peter Lynch Chart

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Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016

Gulf Union Alahlia Cooperative Insurance Co Executives

Details

GF Value: ﷼14.29

SAU:8120

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 8120. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ﷼)	710.983
	EPS (TTM) (﷼)	1.61
	Beta	0
	Volatility %	50.17
	14-Day RSI	66.62
	14-Day ATR (﷼)	0.302699
	20-Day SMA (﷼)	15.624
	12-1 Month Momentum %	-1
	52-Week Range (﷼)	14.36 - 25.7
	Shares Outstanding (Mil)	45.89

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Gulf Union Alahlia Cooperative Insurance Co Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Gulf Union Alahlia Cooperative Insurance Co Stock Events

Financials Calendars

	Event	Date	Price(﷼)
No Event Data

Gulf Union Alahlia Cooperative Insurance Co Frequently Asked Questions

What is Gulf Union Alahlia Cooperative Insurance Co(SAU:8120)'s stock price today?

The current price of SAU:8120 is ﷼16.26. The 52 week high of SAU:8120 is ﷼25.70 and 52 week low is ﷼14.36.

When is next earnings date of Gulf Union Alahlia Cooperative Insurance Co(SAU:8120)?

The next earnings date of Gulf Union Alahlia Cooperative Insurance Co(SAU:8120) is .

Does Gulf Union Alahlia Cooperative Insurance Co(SAU:8120) pay dividends? If so, how much?

Gulf Union Alahlia Cooperative Insurance Co(SAU:8120) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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