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Q2 2022 Sampo plc Earnings Call Transcript
Good afternoon, everyone, and welcome to the Sampo Group second quarter 2022 conference call. My name is Sami Taipalus, and I am Head of Investor Relations at Sampo Group. I'm joined on the call by group CEO, Torbjorn Magnusson; group CFO, Knut Arne Alsaker; and CEO of If, Morten Thorsrud. The call will feature a short presentation from Torbjorn, followed by Q&A. A recording of the call will later be available on sampo.com/result. With that, I hand over to Torbjorn. Please go ahead.
Thanks, Sami, and welcome, everyone. We have had a more or less flawless quarter, despite the volatile surroundings. Let me first list a few simple facts from our largest entity, If P&C. Combine ratio of 77 in the quarter with average rate increases marginally above present claims inflation, say 5 versus 4%. No reduction in retention rates or customer satisfaction as a consequence. Quite the contrary, in fact. No segment with special issues
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