Q3 2023 DBS Group Holdings Ltd Analyst Briefing Transcript
Okay. Welcome, everyone, to the third quarter analyst buy-side, sell-side briefing for DBS. You would have heard the media briefing, so we can go straight to Q&A. Before we start, just some brief instructions. (Operator Instructions) So without further ado, let's go ahead to the first question from Yong Hong from Citi.
Questions & Answers
I just have 3 broad questions. [Thing] number one, you talk about corporate paying down loans, which is reflected in the underlying loans growth and lower CASA ratio. So are these translating into higher competition for loans and deposits, which together could put some pressure on NIMs? And also, would you have the October monthly net interest margin? That would be my first question.
So there are a lot of subquestions there. So the -- yes, I mean, in the top end, [let's say], the impact on (inaudible)
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