Q3 2020 SLM Corp Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the SLM Third Quarter Earnings Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference over to our speaker, Mr. Matthew Santora, Director of Investor Relations. Please go ahead, sir.
Thank you, Angel. Good morning, and welcome to Sallie Mae's Third Quarter 2020 Earnings Call. It is my pleasure to be here today with Jon Witter, our CEO; and Steve McGarry, our CFO. After the prepared remarks, we will open up the call for questions.
Before we begin, keep in mind our discussion will contain predictions, expectations and forward-looking statements. Actual results in the future may be materially different from those discussed here. This could be due to a variety of factors. Listeners should refer to the discussion of those factors on the company's Form 10-Q and other filings with the SEC. For Sallie Mae, these factors include, among others
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