Q4 2019 Sanlam Ltd Earnings Call Transcript
Good morning, ladies and gentlemen. Almost a full house. On behalf of the Sanlam Group, a warm welcome to all of you this morning. We have people joining us live on Business Day TV, and we have people joining us on the webcast and we have people joining us on the telephone line. And mine is an easy one this morning to facilitate the presentation and the Q&A post the presentation this morning, and I'll introduce all of our speakers and the people who will fill those questions.
But let me start by welcoming on stage Chris Gilmour from the Investment Analysts Society to say a few words. Chris, over to you.
Thank you very much. Good morning, ladies and gentlemen. My name is Chris Gilmour from the Investment Analysts Society, from the Board of Investment Analysts Society, and it gives me a great pleasure this morning to welcome Sanlam's CEO, Ian Kirk and his management team to present the group's 2019 annual results.
As you say,
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