Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.13
Equity-to-Asset	0.52
Debt-to-Equity	0.65
Debt-to-EBITDA	1.76
Interest Coverage	5.06
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.36	Distress Grey Safe
Beneish M-Score	-3.13	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

7/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	20.8
	3-Year EBITDA Growth Rate	42.1
	3-Year FCF Growth Rate	4.9
	3-Year Book Growth Rate	14.8
	Future 3-5Y EPS without NRI Growth Rate Estimate	8.37
	Future 3-5Y Total Revenue Growth Rate Estimate	7.42

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	27.43
	9-Day RSI	26.08
	14-Day RSI	27.8
	6-1 Month Momentum %	8.54
	12-1 Month Momentum %	18.91

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.1
	Quick Ratio	0.56
	Cash Ratio	0.25
	Days Inventory	55.12
	Days Sales Outstanding	12.35
	Days Payable	63.75

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.16
	Dividend Payout Ratio	0.38
	Forward Dividend Yield %	6.55
	5-Year Yield-on-Cost %	5.16
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	8.73

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	34.32
	Operating Margin %	13.32
	Net Margin %	7.79
	FCF Margin %	12.24
	ROE %	13.4
	ROA %	7.09
	ROIC %	9.81
	3-Year ROIIC %	-2202.45
	ROC (Joel Greenblatt) %	46.87
	ROCE %	15.15
	Years of Profitability over Past 10-Year	9

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.68
	Forward PE Ratio	5.39
	PE Ratio without NRI	7.68
	Shiller PE Ratio	6.13
	Price-to-Owner-Earnings	4.01
	PEG Ratio	38.4
	PS Ratio	0.6
	PB Ratio	1.01
	Price-to-Free-Cash-Flow	4.87
	Price-to-Operating-Cash-Flow	3.74
	EV-to-EBIT	6.98
	EV-to-EBITDA	4.15
	EV-to-Forward-EBITDA	3.43
	EV-to-Revenue	0.92
	EV-to-Forward-Revenue	0.83
	EV-to-FCF	7.61
	Price-to-Projected-FCF	0.28
	Price-to-Median-PS-Value	0.42
	Earnings Yield (Greenblatt) %	14.33
	FCF Yield %	21.35
	Forward Rate of Return (Yacktman) %	29.35

Financials (Next Earnings Date:2025-04-30 Est.)

Annual Quarterly TTM

STU:0CT's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Card Factory PLC Executives

Details

GF Value: €1.25

STU:0CT

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Medium warning signs with 0CT. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	615.82
	EPS (TTM) (€)	0.139
	Beta	1.9
	Volatility %	45.72
	14-Day RSI	27.8
	14-Day ATR (€)	0.02701
	20-Day SMA (€)	1.0704
	12-1 Month Momentum %	18.91
	52-Week Range (€)	1.01 - 1.652
	Shares Outstanding (Mil)	347.63

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Card Factory PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Card Factory PLC Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Card Factory PLC Frequently Asked Questions

What is Card Factory PLC(STU:0CT)'s stock price today?

The current price of STU:0CT is €1.02. The 52 week high of STU:0CT is €1.65 and 52 week low is €1.01.

When is next earnings date of Card Factory PLC(STU:0CT)?

The next earnings date of Card Factory PLC(STU:0CT) is 2025-04-30 Est..

Does Card Factory PLC(STU:0CT) pay dividends? If so, how much?

The Dividend Yield % of Card Factory PLC(STU:0CT) is 5.16% (As of Today), Highest Dividend Payout Ratio of Card Factory PLC(STU:0CT) was 0.59. The lowest was 0.38. And the median was 0.49. The Forward Dividend Yield % of Card Factory PLC(STU:0CT) is 6.55%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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