VEF AB is an investment company. It invests in growth-stage private fintech companies. It focuses on scaling emerging markets and invests across all areas of financial services inclusive of payments, credit, mobile money, and wealth advisors.

Financial Strength

8/10

Name	Current	Vs Industry
Cash-To-Debt	0.32
Equity-to-Asset	0.92
Debt-to-Equity	0.09
Debt-to-EBITDA	-0.95
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	4	Distress Grey Safe
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	76.5
	3-Year EBITDA Growth Rate	-5.7
	3-Year EPS without NRI Growth Rate	-8.4
	3-Year Book Growth Rate	3.8

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	35.94
	9-Day RSI	44.6
	14-Day RSI	46.84
	6-1 Month Momentum %	15.46
	12-1 Month Momentum %	-13.94

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	8.31
	Quick Ratio	8.31
	Cash Ratio	8.02

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-7.7
	Shareholder Yield %	4.14

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Operating Margin %	35.69
	Net Margin %	42.66
	FCF Margin %	-16.7
	ROE %	-10.37
	ROA %	-9.47
	ROIC %	-8.16
	3-Year ROIIC %	2.12
	ROC (Joel Greenblatt) %	-36946.2
	ROCE %	-7.92
	Years of Profitability over Past 10-Year	3

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PB Ratio	0.51
	Price-to-Tangible-Book	0.49
	Price-to-Free-Cash-Flow	11.74
	Price-to-Operating-Cash-Flow	11.74
	EV-to-EBIT	-6.24
	EV-to-EBITDA	-6.25
	EV-to-Revenue	-2.22
	EV-to-FCF	13.96
	Earnings Yield (Greenblatt) %	-16.02
	FCF Yield %	8.12

GF Value

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