Business Description
Cielo SA
ISIN : US1717782023
Share Class Description:
STU:28MA: ADRDescription
Cielo SA is a Brazil-based provider of payment software and related services to large credit and debit card issuers such as Visa, Mastercard, American Express, and private-label card issuers, including retailers, supermarkets, bookstores, gas stations, and insurance companies. Cielo's offerings capture, process, and manage credit and debit card transactions; accredit merchants; and manage payment accounts. The firm also rents, installs, and maintains point-of-sale terminals.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.29 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.29 | |||||
| Debt-to-EBITDA | 0.71 | |||||
| Interest Coverage | 1.53 | |||||
| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 0.51 | |||||
| Beneish M-Score | -2.86 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -1.7 | |||||
| 3-Year EBITDA Growth Rate | 32.8 | |||||
| 3-Year EPS without NRI Growth Rate | 51.5 | |||||
| 3-Year FCF Growth Rate | -32.4 | |||||
| 3-Year Book Growth Rate | 9 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 2.07 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 5.6 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 48.97 | |||||
| 9-Day RSI | 49.56 | |||||
| 14-Day RSI | 49.49 | |||||
| 6-1 Month Momentum % | -7.43 | |||||
| 12-1 Month Momentum % | 20.9 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.16 | |||||
| Quick Ratio | 1.16 | |||||
| Cash Ratio | 0.01 | |||||
| Days Sales Outstanding | 3032.73 | |||||
| Days Payable | 4602.68 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 8.02 | |||||
| Dividend Payout Ratio | 0.58 | |||||
| 3-Year Dividend Growth Rate | 78.9 | |||||
| Forward Dividend Yield % | 8.02 | |||||
| 5-Year Yield-on-Cost % | 2.44 | |||||
| 3-Year Average Share Buyback Ratio | 0.1 | |||||
| Shareholder Yield % | 14.58 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 45.81 | |||||
| Operating Margin % | 22.68 | |||||
| Net Margin % | 17.51 | |||||
| FCF Margin % | 76.99 | |||||
| ROE % | 15.12 | |||||
| ROA % | 1.81 | |||||
| ROIC % | 7.18 | |||||
| 3-Year ROIIC % | 19.13 | |||||
| ROC (Joel Greenblatt) % | 27.63 | |||||
| ROCE % | 17.04 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.66 | |||||
| Forward PE Ratio | 6.97 | |||||
| PE Ratio without NRI | 9.45 | |||||
| Shiller PE Ratio | 5.04 | |||||
| Price-to-Owner-Earnings | 2.42 | |||||
| PS Ratio | 1.51 | |||||
| PB Ratio | 1.28 | |||||
| Price-to-Tangible-Book | 4.15 | |||||
| Price-to-Free-Cash-Flow | 1.97 | |||||
| Price-to-Operating-Cash-Flow | 1.82 | |||||
| EV-to-EBIT | 4.34 | |||||
| EV-to-Forward-EBIT | 4.56 | |||||
| EV-to-EBITDA | 3.59 | |||||
| EV-to-Forward-EBITDA | 3.73 | |||||
| EV-to-Revenue | 1.76 | |||||
| EV-to-Forward-Revenue | 1.5 | |||||
| EV-to-FCF | 2.28 | |||||
| Price-to-Projected-FCF | 0.94 | |||||
| Price-to-Median-PS-Value | 0.84 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.06 | |||||
| Price-to-Graham-Number | 1.34 | |||||
| Price-to-Net-Current-Asset-Value | 11.86 | |||||
| Earnings Yield (Greenblatt) % | 23.04 | |||||
| FCF Yield % | 50.95 | |||||
| Forward Rate of Return (Yacktman) % | 11.72 |
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