Half Year 2023 OSB Group PLC Earnings Call Transcript
Good morning, and welcome to the OSB Group Plc 2023 Interim Results. My name is Gwen and I'll be the operator for today's call. (Operator Instructions)
I would now like to turn the conference call over to our host, Andy Golding, CEO of OSB Group. Please go ahead.
Thank you. Good morning, everybody, and thank you for attending the OSB Group's 2023 half year results. It's good to get back to an in-person meeting and good to see a number of familiar faces in the room.
Firstly, I am truly sorry that this reporting period is impacted by the recent announcement we made regarding the impact of changing customer behavior in our Precise Mortgages book on the EIR accounting and consequently, the adverse adjustment we had to book in the first 6 months. This has, of course, reduced our financial KPIs in the period.
And whilst we are here to provide any further color that analysts and shareholders may require, I cannot emphasize enough that the business remains in a fundamentally
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