Virgin Money UK PLC Investor Update Call Transcript
Good morning, and welcome to the Virgin Money U.K. Call. My name is Casey, and I'll be coordinating your call today. (Operator Instructions)
I will now hand you over to your host, Ed Henning to begin. Ed, please go ahead.
Thank you very much. And look, firstly, thank you, David and Clifford for your time today. As always, it's very much appreciated. Look, what I thought we'd do, David, maybe if we can start with just a quick overview of what you're seeing in the U.K. economy and the business and then we'll start on any questions, but I'll pass on to you, David.
That's great. Thanks, Ed, and I appreciate you hosting this as usual, and good evening, everyone, and thank you all for joining. You will hopefully by now have the chance to read our short announcements which we got out a while ago.
So I think I'll just quickly kick off by talking that
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