Q3 2020 Horizon Bancorp Inc Earnings Call Transcript
Good morning, everyone, and welcome to the Horizon Bancorp conference call to discuss financial results for the 3 months ended September 30, 2020. (Operator Instructions) Please note that this event is being recorded.
Before turning the call over to the management, I would like to remind everyone that today's call may contain forward-looking statements related to Horizon that may generally be identified as describing the company's future plans, objectives or goals. Such forward-looking statements are subject to risks and uncertainties that could cause actual results or outcomes to differ materially from those currently anticipated. These forward-looking statements are made pursuant to the safe harbor provisions of the Private Securities Litigations Reform Act of 1995. For further information about the factors that could affect Horizon's future results, please see the company's most recent annual and quarterly reports filed on Form 10-K and 10-Q.
You should keep in mind that any forward-looking statements made by Horizon speak only as of the date on which they were made. New risks and
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