Q4 2018 NMI Holdings Inc Earnings Call Transcript
Good day, ladies and gentlemen, and welcome to the NMI Holdings, Inc. Fourth Quarter 2018 Earnings Conference Call. (Operator Instructions)
I would now like to introduce your host for today's conference, John Swenson. Please go ahead, sir.
Thank you, Chris. Good afternoon, and welcome to the 2018 fourth quarter conference call for National MI. I'm John Swenson, Vice President of Investor Relations and Treasury. Joining us on the call today are Brad Shuster, Executive Chairman; Claudia Merkle, CEO; Adam Pollitzer, our Chief Financial Officer; and Julie Norberg, our Controller. Financial results for the quarter were released after the close of the market today. The press release may be accessed on NMI's website located at www.nationalmi.com under the Investors tab.
During the course of this call, we may make comments about our expectations for the future. Actual results could differ materially from those contained in
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